ABSTRACT
This study was carried out to examine the impact of
banking lending on industrial development in Nigeria. The
objectives of the study was to examine the impact of bank
lending on industrial development in Nigeria and to
examine the relationship between bank lending and
employment in the industrial sector. The method used in
gathering data for this study was from publication of the
Central Bank of Nigeria and the Federal office of statistics.
The method used in testing hypothesis was analysis of
variance (ANOVA) and regression analysis. Data was
analyzed into gross domestic product and loan from 1999
to 2008. At the end of this work, the researcher made the
following findings: (a) Industrial development will be
achieved through promotion and encouraging of the small
and medium scale industries in the country. (b) The
industrial sector in Nigeria has been largely stunted in
growth, since the era of the failed import substitution
strategy of the 1960s. Also the researcher made the
following recommendation; (a) Financial assistance could be
extended by banks as part of the preventive measure. (b)
The policy of the import substitution and export promotion
should be stipulated by the government to encourage infant
industries. (c) The findings are expected to provide insight
into likely contemporary policy choices facing a typical
Nigeria economy in the pursuit of an export led
industrialization strategy.
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